Invest In The Best Performing SIP

Systematic Investment Plan (SIP) is a simple and disciplined way to invest in mutual funds. SIP lets you invest a fixed amount of money in mutual funds regularly. You can invest the fixed amount of money quarterly or monthly.

As you invest regularly and you do not have to time the market. Investing small amount of money regularly for a few years can help you reach your financial goals. There are many mutual funds that allow investing through SIP. You should invest in the best performing sip funds. This way you get a higher return and you will be able to reach your financial goal. SIP investments over a period of time have the potential to beat inflation and give higher returns.

Investing fixed amount regularly has many benefits. As you invest a fixed amount you can buy more units when the market is low and less when the market is high. This brings down the average cost of acquisition of units. The long term investments do not get affected by market fluctuations. Investing regularly for long term can have a significant effect on wealth creation.

Kotak Mutual Funds offer SIP investments in mutual funds. There is a minimum amount required to start the SIP and there a minimum number of installments required. 

Best Performing SIP | Image Resource : freepik.com

SIP strategies

There are different types of strategies which you can follow while investing. They are:

Simple SIP

In this strategy you can invest a fixed amount of SIP for the entire duration of the investments. For example you can invest Rs. 20,000 per month for a period of 10 years.

Smart SIP

This strategy allows you to invest a higher amount of SIP when the markets are cheap and the regular SIP if the market is high. For example you can invest Rs. 2000 as regular SIP and Rs. 4000 when the markets are cheap.

Growing SIP

This strategy allows you to increase your SIP amount gradually. As your income grows you can afford to invest more. For example you can begin your SIP with Rs. 2000 and increase it to Rs. 4000 and then to Rs. 6000 and so on.

Target SIP

This strategy allows you to invest to reach your target amount. You have to bridge the gap between the actual amount and the target amount. For example if you invest Rs. 7000 for 12% p.a. for a period of 7 years then you have a target amount to reach.

Kotak Mutual Funds offers all the types of SIP strategies.